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Micro Loan Officer

L&T Finance
Cuddalore Posted: 6 days ago No. Of Positions: 10

Job Description

JD - Micro Loans Officers / FLO – Frontline officers

Department

Frontline – MFI

Designation

 Micro

Loans Officer

Reports to

Meeting Centre Manager / Branch Manager

Duties and responsibilities

1. Starting business in a new village

a. Village identification within the radius

b. Feasibility study of the village based on demographics, activities and financial needs of the customers

c. Assist the MC-IC in making the village approval

2. Sourcing of business

a. Identification of customers and forming of Joint Liability Groups

b. Filling up of the application form

c. Verification of the residence and business of the customer

d. KYC verification

e. Pre-disbursement training

f. Visiting potential customers in order to develop business

3. Disbursements

a. Collection of KYC documents

b. Assisting the MC-IC for disbursement activity completion

c. Loan documentation

4. Collection of current dues

a. Collect the collection sheets and stickers from MC-IC

b. Group-wise collection as per scheduled time by following the process

c. Deposit of collection money

d. MERC entry

5. Collection of over dues

a. Follow up with the customers with updated data report of assigned portfolio

b. Collection of money as per process

c. Depositing the money in bank

d. MERC entry

e. Assist the MC-IC in initiating action against the defaulters

  • Work location : Cuddalore
  • Work Mode : Not Updated
  • Job Requirements :10
  • Educational Qualification : Diploma

Additional Information

  • Customer handling
  • field exposure
  • Lead Generation

Walk-in Details

  • Contact Name: Vadalur
  • Contact Number: 9976525806
  • Address:
  • L&T Finance, Panruti Highway, Vadalur, Cuddalore - 607303
  • City: Cuddalore
  • State: Tamil nadu

Other Details

  • Weekly Working Days: 6
  • OFF Days Comment: Not Updated
  • Salary Type: Annual CTC
  • Salary : 216000 - 234000

Other Description

  • Industry Type: Accounting and Finance
  • Employment Type: Full Time
  • Role Category: Accounting and Finance

Education

  • Others
  • Others

Key Skills

  • Customer Relationship Management

About Company

L&T Finance

Company Info

  • Address :

For College Placement Assessment Support

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